Risk Disclaimer

Due to the potential for losses, the Financial Conduct Authority (FCA) considers this investment to be high risk.


What are the key risks?



1. You could lose all the money you invest


• If the business you invest in fails, you are likely to lose 100% of the money you invested. Most start-up businesses fail.

2. You are unlikely to be protected if something goes wrong



• Protection from the Financial Services Compensation Scheme (FSCS), in relation to claims against failed regulated firms, does not cover poor investment performance. Try the FSCS investment protection checker here to find out more.


• Protection from the Financial Ombudsman Service (FOS) does not cover poor investment performance. If you have a complaint against an FCA-regulated firm, FOS may be able to consider it. Learn more about FOS protection here.

3. You won’t get your money back quickly



• Even if the business you invest in is successful, it may take several years to get your money back. You are unlikely to be able to sell your investment early.


• The most likely way to get your money back is if the business is bought by another business or lists its shares on an exchange such as the London Stock Exchange. These events are not common.


• If you are investing in a start-up business, you should not expect to get your money back through dividends. Start-up businesses rarely pay these.


4. Don’t put all your eggs in one basket



• Putting all your money into a single business or type of investment for example, is risky. Spreading your money across different investments makes you less dependent on any one to do well.


• A good rule of thumb is not to invest more than 10% of your money in high-risk investments.


5. The value of your investment can be reduced


• The percentage of the business that you own will decrease if the business issues more shares. This could mean that the value of your investment reduces, depending on how much the business grows. Most start-up businesses issue multiple rounds of shares.


• These new shares could have additional rights that your shares don’t have, such as the right to receive a fixed dividend, which could further reduce your chances of getting a return on your investment.


IMPORTANT NOTICE: Investing in start-ups and early stage businesses involves risks, including illiquidity, lack of dividends, loss of investment and dilution. It should be done only as part of a diversified portfolio. Any investments are targeted exclusively at investors who understand the risks of investing in early stage businesses and can make their own investment decisions. Any pitches for investment are not offers to the public. The value of an Investment may go down as well as up and an Investor may not get back the full amount invested and may therefore lose some or all of their Investment. The tax treatment referred to on this website depends on the individual circumstances of each investor and may be subject to change in the future. In addition, the availability of any tax reliefs depends on investee companies maintaining their qualifying status.While the Financial Services Compensation Scheme (FSCS) may protect certain investment opportunities, it does not extend coverage to Venture Capital Trusts (VCTs). For more details, please contact us or refer to the website: https://www.fscs.org.uk

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Risk Disclaimer

Due to the potential for losses, the Financial Conduct Authority (FCA) considers this investment to be high risk.


What are the key risks?



1. You could lose all the money you invest


• If the business you invest in fails, you are likely to lose 100% of the money you invested. Most start-up businesses fail.

2. You are unlikely to be protected if something goes wrong



• Protection from the Financial Services Compensation Scheme (FSCS), in relation to claims against failed regulated firms, does not cover poor investment performance. Try the FSCS investment protection checker here to find out more.


• Protection from the Financial Ombudsman Service (FOS) does not cover poor investment performance. If you have a complaint against an FCA-regulated firm, FOS may be able to consider it. Learn more about FOS protection here.

3. You won’t get your money back quickly



• Even if the business you invest in is successful, it may take several years to get your money back. You are unlikely to be able to sell your investment early.


• The most likely way to get your money back is if the business is bought by another business or lists its shares on an exchange such as the London Stock Exchange. These events are not common.


• If you are investing in a start-up business, you should not expect to get your money back through dividends. Start-up businesses rarely pay these.


4. Don’t put all your eggs in one basket



• Putting all your money into a single business or type of investment for example, is risky. Spreading your money across different investments makes you less dependent on any one to do well.


• A good rule of thumb is not to invest more than 10% of your money in high-risk investments.


5. The value of your investment can be reduced


• The percentage of the business that you own will decrease if the business issues more shares. This could mean that the value of your investment reduces, depending on how much the business grows. Most start-up businesses issue multiple rounds of shares.


• These new shares could have additional rights that your shares don’t have, such as the right to receive a fixed dividend, which could further reduce your chances of getting a return on your investment.


IMPORTANT NOTICE: Investing in start-ups and early stage businesses involves risks, including illiquidity, lack of dividends, loss of investment and dilution. It should be done only as part of a diversified portfolio. Any investments are targeted exclusively at investors who understand the risks of investing in early stage businesses and can make their own investment decisions. Any pitches for investment are not offers to the public. The value of an Investment may go down as well as up and an Investor may not get back the full amount invested and may therefore lose some or all of their Investment. The tax treatment referred to on this website depends on the individual circumstances of each investor and may be subject to change in the future. In addition, the availability of any tax reliefs depends on investee companies maintaining their qualifying status.While the Financial Services Compensation Scheme (FSCS) may protect certain investment opportunities, it does not extend coverage to Venture Capital Trusts (VCTs). For more details, please contact us or refer to the website: https://www.fscs.org.uk

Menu

Close

Risk Disclaimer

Due to the potential for losses, the Financial Conduct Authority (FCA) considers this investment to be high risk.


What are the key risks?



1. You could lose all the money you invest


• If the business you invest in fails, you are likely to lose 100% of the money you invested. Most start-up businesses fail.

2. You are unlikely to be protected if something goes wrong



• Protection from the Financial Services Compensation Scheme (FSCS), in relation to claims against failed regulated firms, does not cover poor investment performance. Try the FSCS investment protection checker here to find out more.


• Protection from the Financial Ombudsman Service (FOS) does not cover poor investment performance. If you have a complaint against an FCA-regulated firm, FOS may be able to consider it. Learn more about FOS protection here.

3. You won’t get your money back quickly



• Even if the business you invest in is successful, it may take several years to get your money back. You are unlikely to be able to sell your investment early.


• The most likely way to get your money back is if the business is bought by another business or lists its shares on an exchange such as the London Stock Exchange. These events are not common.


• If you are investing in a start-up business, you should not expect to get your money back through dividends. Start-up businesses rarely pay these.


4. Don’t put all your eggs in one basket



• Putting all your money into a single business or type of investment for example, is risky. Spreading your money across different investments makes you less dependent on any one to do well.


• A good rule of thumb is not to invest more than 10% of your money in high-risk investments.


5. The value of your investment can be reduced


• The percentage of the business that you own will decrease if the business issues more shares. This could mean that the value of your investment reduces, depending on how much the business grows. Most start-up businesses issue multiple rounds of shares.


• These new shares could have additional rights that your shares don’t have, such as the right to receive a fixed dividend, which could further reduce your chances of getting a return on your investment.


IMPORTANT NOTICE: Investing in start-ups and early stage businesses involves risks, including illiquidity, lack of dividends, loss of investment and dilution. It should be done only as part of a diversified portfolio. Any investments are targeted exclusively at investors who understand the risks of investing in early stage businesses and can make their own investment decisions. Any pitches for investment are not offers to the public. The value of an Investment may go down as well as up and an Investor may not get back the full amount invested and may therefore lose some or all of their Investment. The tax treatment referred to on this website depends on the individual circumstances of each investor and may be subject to change in the future. In addition, the availability of any tax reliefs depends on investee companies maintaining their qualifying status.While the Financial Services Compensation Scheme (FSCS) may protect certain investment opportunities, it does not extend coverage to Venture Capital Trusts (VCTs). For more details, please contact us or refer to the website: https://www.fscs.org.uk